12 month loans: Pay Money over 12 Months

12 month loans: Pay Money over 12 Months

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Question by rrnz: Should I give up on my dreams? Is it time to pack up and get serious? ? I've wanted to work in the film industry since I was little. I love movies, and I loved escaping into them as a little girl with a semi-harsh childhood. I grew up in New Zealand, but have ended up here in LA - and yes, I work in the film industry. What I want to be is a writer, but that's a long and winding path. I'm working on it. I've been writing as much as I can, and never quite giving up hope. I work for a production company here in LA, and I like the people I work with (for the most part), but although I'm a fairly integral part of the office, I don't see my bosses giving me the real money and position any time soon. And for that matter, I'm not sure I'd want to be a producer/executive in Hollywood. It's so full of BS and I'm a terrible networker. I do still want to be a writer, and I do still write. They did give me a kind of token title change and extra responsibilities lately, but that was only because they realized I was actually going to leave if they didn't do anything. They like me. I know how to keep my mouth shut and do my work well. I have a metric shit ton of student loans that eat up most of my salary. I earn about $ 45k per year, plus overtime. But since the WGA strike I really haven't had much overtime to earn. $ 750/mth goes to my student loans. $ 610 goes to rent. I have $ 4k in credit card debt that I try to pay down (i put $ 600/mth on that bitch) but I always end up having to put shit on it (like my car (an 87 honda civic) needed new brakes and a bunch of stuff and that was $ 450) and so I never manage to get it down very far. Also, I'm not perfect and sometimes I put stuff on the card I really don't need... but never big stuff. Anyway. I've been in LA for three years. Two years spent at this job, and it's is basically going nowhere. Who knows if I'll ever have the career I want. I'm a female, nearing 30 (just over a year away), in a youth/looks obsessed city, and I don't want to be answering someone else's phones when that birthday rolls along. I just broke up with my live-in boyfriend and I have to search for a new place to live, and because of my loans, I have no savings to pay for a security deposit on a new place. I might have to end up living in my car, or sleeping at work providing no one notices. So my question is: Is it time to just pack up and go home? I know I can write from anywhere anyway, but conventional wisdom says if you want to succeed in the movie biz, you have to live in LA. Or should I forget the dream too? I have British Citizenship and could go live with my dad (I didn't grow up with him) who lives about an hour and a half south of London by train. I could commute (with a 12 month season pass it works out to about 14 pounds/day) to London and try and work there - god knows what I'll do, but hopefully something where I'm a little more autonomous. London is infinitely more interesting to me than LA. I have a B.A. from an American University (not a prestigious one) in Film. Yeah. I know. I suck. I also have completed one year of a Bachelor of Business Science from Massey University in NZ by correspondence. I could potentially finish that in two years. Should I do it, move to the UK? Will I be making a mistake career wise if I leave LA? Will I be likely to earn enough to be in an equal or better financial position than I am now? (note, the majority of my student loans are in NZ$ now) Does it matter? Am I really about to pass my use by date when I turn 30? What hope is there for me for a secure future and a family and a real career if I don't have it sorted by then? Should I just say fuck it all and go back to NZ and find a nice dairy farmer in the Bay of Plenty to settle down with? Best answer for Should I give up on my dreams? Is it time to pack up and get serious? ?:

Answer by Leigh M
i live in nz =D come back its great. no im just kidding dont give up on your dreams. and its not that great over here at th emoment everything super expensive and everyone wants to get out.

Answer by alicialions
OK, I'm not going to read all that...but just based on the initial question...I say "Never give up on your dreams!" If you need to live in the real world in order to earn a living then do that...but put energy into reaching your dreams too becuase we all have them...but it takes a special person to make them a reality.

Answer by Aby
OK, I read it all. You are not in a bad shape. 1) Prioritize things in life - Find a room which you can share. May be with 2-3 other people so that you have company, lesser rent and couple of hundred dollars more. 2) Going back to NZ, It is a nice place. But don't deprive us of your stories. We all love people who went after their dreams and have made it. I cherish such experiences. 3) I can understand this hand to mouth living. But you need to plan better. First thing on mind should be to pay your loans off and stop the shopping (which yourself are aware of and you do not need an expert like me to say that to you. ) 4) Think of alternate source of income. May be writing short stories for some magazine, may be kids stories, may be some thing else. 5) How about starting a blog or something. How about Parry Hotter (something like harry potter). Parry Hotter can be the Harry potter of US of A 6) Meet more people at work and your industry. Build professional relationships. 7) Turn 30, enjoy life. Now 30 must be round the corner and it might be tough to get all things done before that. Give yourself two additional years and try to be on track. (I think you will get over the hurdles sooner than that.) 8) Yes, forget the live-in 9) Look for another job which is in line with your aspirations and ambitions. DONT JUST JUMP JOBS FOR THE SAKE OF IT. 10) Write a story of a girl who traveled from NZ to US to pursue her dreams and how she fought all the odds and made it. Get this published in NZ and make money in US. :) I am serious. Let us know when you have changed your mind. Also let us know when you are right back on track and also when you are successful. Be Strong, be focused and show courage. Most of the problems are in our head and the easier way is to convince ourselves.

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